Time is critical. Act now

The longer you wait,
the fewer options you have.

Facing foreclosure or falling behind on your mortgage? Tell us what’s going on. It takes less than 2 minutes, and a real person from our team will call you back within hours.

See your options now

Takes less than 2 minutes. 100% free and confidential. A real person from our team calls you back within hours.

If you’ve received a foreclosure notice or are 3+ months behind, time to act is limited. Our team responds within hours.
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100% confidential
No obligation
We call back within hours

You’re not alone

Across Minnesota, more homeowners than ever are falling behind, driven by rising property taxes, higher insurance costs, and the end of pandemic-era relief. Falling behind doesn’t mean you failed. It means costs went up.

  • 18,616
    Minnesota pre-foreclosure notices in 2025, the most since 2015
  • ~50%
    Increase in pre-foreclosure notices across the Twin Cities metro in a single year
  • 64%
    Rise in Minnesota home insurance costs since 2023, the largest jump of any state

Sources: Minnesota Homeownership Center; Insurify. As reported by KARE 11, 2026.

Your options may include

Most homeowners don’t know all the paths available to them until it’s too late. Here’s what we can help you explore.

  • Loan modification referral
    We’ll connect you with a licensed professional to explore restructuring your current loan, or possibly getting you into a new loan.
  • Short sale
    If there’s little or no equity in your home, a short sale may let you move forward without owing the difference.
  • Traditional listing
    List your home on the open market with guidance to help you get the strongest possible price.
  • Cash offer
    Through our affiliated investor, sell for cash with no repairs, no fees, and a closing timeline that works for you.
  • Foreclosure prevention
    Wherever you are in the process, we’ll help you understand where you are in the process, your timeline, and how to protect your equity.
  • We Can Help MN does not provide loan modification or loan origination services directly. Where appropriate, we may refer homeowners to independent, licensed professionals for loan modification or refinance options. We do not charge homeowners for these referrals, and we do not receive compensation of any kind, direct or indirect, from anyone we refer to.
  • We Can Help MN may receive compensation, direct or indirect, for the options above, with one exception: we receive no compensation for loan modification referrals.

How it works

We move fast. From first contact to a clear plan, most homeowners hear back the same day.

  1. 1
    Tell us your situation
    Fill out the short form at the top of this page
  2. 2
    We review your options
    Our team evaluates your case
  3. 3
    Get a clear plan
    We call you with next steps
Start my free options review →

FAQ / Common Questions

Is this really free?
Yes. There is no cost to you for exploring your options. We earn nothing unless we can actually help you.
Is it just me, or are more people struggling?
You’re far from alone. Minnesota pre-foreclosure notices recently hit their highest level since 2015, rising nearly 50% across the Twin Cities metro in a single year, largely due to higher property taxes, rising insurance costs, and the end of pandemic relief. Reaching out early gives you the most options.
Will this affect my credit?
Filling out this form does not impact your credit. We do not pull credit reports.
Are you going to try to buy my house?
Our first goal is to help you keep your home. If a loan modification or other solution works, great. If selling becomes the best path, we can help with that too. You are always in control.
How fast can you help?
We call back within hours, not days. Time matters in these situations, and we move quickly to explore every option.